Position Overview:
As the Payment Risk Management Associate, you will handle TW merchant due diligence and “Know-Your-Customer/Business” process, conduct credit risk and AML risk assessment of new merchant applications, & consistently monitor/evaluate risks of existing merchants.
WHAT YOU WILL BE DOING:
●Handle TW merchant due diligence and “Know-Your-Customer/Business” process.
●Conduct credit risk and AML risk assessment of new merchant applications
●Support periodic review of merchant’s profile
●Support other risk tasks when require
●Support Product Optimization to improve all above workflow
●Support Policy/Process management for all above tasks
WHO WE ARE LOOKING FOR:
●University graduate, Degree in Finance or Risk Management is preferred
●1-2 years working experience in Finance industry is preferred
●Possess good understanding of KYC requirement and Compliance Risk
●Basic understanding of merchants’ fraud and credit risk
●Proficient in both English and Chinese
●Passionate in developing career in Ecommerce business
●Able to work independently with innovative ideas
●Strong communication skill, who can well manage the relationship with business partners
本職位主要負責台灣商戶的盡職調查及 KYC（了解你的客戶/商戶）流程，包含新進商戶申請之信用風險與洗錢防制（AML）風險評估，並持續監控與評估既有商戶之風險狀況，確保整體營運符合公司內部控管標準及相關法規規範。
● 負責台灣商家的盡職調查及 KYC 流程
● 審查商家申請，進行信用風險與反洗錢（AML）風險評估
● 定期審核並更新現有商家的資料與風險等級
● 協助其他與風險控管相關的日常任務
● 參與產品與流程優化專案，提升風險管理作業效率
● 支援內部政策與作業流程的制定與落實，強化風險控制能力
職務需求
【Who we are looking for】
● 大學以上學歷，主修金融、法律、風險管理或相關科系者尤佳
● 具備 1～2 年金融機構、支付業或相關風控/合規工作經驗者優先
● 熟悉 KYC、AML、商戶信用風險等基本概念與流程
● 對第三方支付風險管理有基本認識
● 中英文溝通能力良好，能閱讀與撰寫相關報告與文件
● 做事積極主動、細心負責，能獨立作業並主動提出建議
● 良好的跨部門溝通與協作能力，能與業務或產品團隊有效配合
1. 彈性的工時安排 / Flexible working hour
2. 彈性工作地點 / Flexible working location
3. 第一年即享有 15 天年假 / First year 15 days of annual leave
4. 生日假 1 天，生日當月任選一天使用 / Birthday leave
5. 給全薪病假 12 天 / Full pay sick leave
6. 給全薪家庭照顧假 7 天 / Paid family care leave
7. 全薪產假 90 天 / Maternity leave 90 days
8. 陪產假 10 天 / Paternity leave 10 days
9. 公司彈性福利補助每年新台幣 2 萬元(旅遊, 家庭照顧, 運動, 按摩等等) / Company sponsored SHOPLINEFlex
10. 每季部門聚餐補助新台幣 1 千元 / Company sponsored quarterly team dinner
11. 每月新台幣 2 百元零食津貼補助 / Snacks Coin NTD 200 per month
12. 每月生日會, 不定時早餐下午茶, 節慶活動豐富 / Festival Events, Birthday Celebration
13. 每個月約一至兩次按摩服務 / Massage
14. 公司另有企業內訓服務 / Training and Development
15. 年終獎金制度 / Annual Bonus
16. 扁平的公司組織架構 / Flat team structure
17. 優質薪資待遇 / Competitive salary package
18. 有機會驅動產品導向，只要你有好的想法！ / Ability to drive product direction
